Gorgeous homes priced from $900,000 CORRALES HOMES - $900,000 Live in luxury in this beautiful New Mexico village. More information about Corrales, New Mexico Linda DeVlieg, Associate Broker COLDWELL BANKER LEGACY 505-750-7549

Did you know that there are special requirements for this? Renting out your current property doesn't relieve you of the debt ratio involved in calculating your new loan qualification. Here is some of the requirement: You need to have 25% to 30% equity (depending if the new loan is FHA or Conventional) in the existing house in order to count any rental income for qualifying. For more information on this or other loan questions: Cathy Neuharth NEW MEXICO BANK AND TRUST NMLS ID # 470210 Office: 505-401-9012 Mobile: 505-263-3156 Fax: 505-830-6415 When you are ready to buy a new Albuquerque home, contact me today for a free consultation!

In a world of Perfect Competition, this statistical information shows "If no other homes in the area were put on the market, how long would it take to sell all of them currently on the market" - Find your neighborhood, see how many current listings and current contracts - and see how long it will take to sell all of the homes currently on the market. Interesting data for both whether you are IN the market to buy, or have your home on the market to sell. Positioning is everything!

I'm often asked about how to buy a house; believe it or not in this vast information age, people still don't know how! It is not driving around looking at homes. It is not calling each agent's sign and asking how much, how long has it been on the market, and how many bedrooms. Buying a house is an investment in a process that must be followed for a win/win result! You will see by this list that it is a step by step process that will get you across the threshold of your new home! 1. Pre-approval– Get Pre-approved for a mortgage and know in advance exactly how much house you can afford. C ompleting this step will also increase your negotiating power since you'll be viewed as a “cash buyer”. 2. Documentation– Paperwork supporting the application must also be submitted. Information commonly sought includes pay stubs, two years tax returns, and account statements verifying the source of the down payment, funds to close and reserves. 3. Choosing and Agent– Yo...

When trying to market your home for sale, you may hear that marketing doesn't matter "put it in the MLS and let it sell." When I have my consulting sessions with my Albuquerque home buyers , I will sit down at my office, in front of my TV monitor, and we go through the Multiple Listing Service directly, together - to see what is on the market. I start out with all of the homes on the market, and then we start adding in criteria that my buyers need in their home search. Their price range, their favorite locations, home features, home styles. When the home choices come up on the screen, I then open up the photo slide shows and that's where the fun really begins! We will get to some properties for sale, and see dark photos, sideways photos, photos of toilets (open), photos of a counter top - and not one photo that shows the true personality and features of the home! My clients will waive those properties off, and say "No way, if they can't get a good en...

Dave Giddens, a local Albuquerque Bankruptcy attorney - Last year, the number of bankruptcy filings in our state numbered 4,330, a 10 percent drop from the previous year when they numbered 4,810, according to a recent article in The Wall Street Journal.* So why the drop in bankruptcies when our economy hasn't fully recovered? The relationship between the number of bankruptcies and the economy is not what you may expect. In fact, statistics indicate that bankruptcies tend to decrease when the economy stalls and increase when the economy is strong. Foreclosures, on the other hand, tend to decrease when the economy is strong. In our monthly article, we take a look at how filing bankruptcy may help you if you have a foreclosure pending against you. "In a Chapter 13 filing, as the debtor, you must propose a feasible plan for repaying creditors, including the mortgage lender. Your ability to proceed with your Chapter 13 plan depends upon a variety of factors, including your...

Since 1997, Welcome Home Magazine has advertised the best homes in Albuquerque that are for sale through Coldwell Banker Legacy. For information on any one of these homes, call me or your broker, today! Linda DeVlieg, Associate Broker Previews Property Specialist Coldwell Banker Legacy 10400 Academy NE Suite 100 Albuquerque, New Mexico 87111 www.RealEstateInABQ.com 505-750-7549 Facebook I LinkedIn I Google+ Search all properties in the Albuquerque MLS, All the Time

If you are ready to buy an Albuquerque home, do not do these things while applying for and before closing on the loan. These are things that sometimes you wouldn't think about, and if you loan officer hasn't reminded you of these a hundred times over, you could delay your closing or completely mess up your loan process. Remember, it's much harder to get through the lending process now because of new regulations. It used to be as easy as getting a credit card, but not anymore! Be sure that you understand the whole enchilada! Linda DeVlieg, Associate Broker Previews Property Specialist Coldwell Banker Legacy 10400 Academy NE Suite 100 Albuquerque, New Mexico 87111 www.RealEstateInABQ.com 505-750-7549 Facebook I LinkedIn I Google+ Search all properties in the Albuquerque MLS, All the Time

Have you ever prepared your home for sale, and then been sad that the favorite mural or painted wall would have to be left behind? You can take it with you! Take some great photos of the painted area, and then have them printed onto canvas. Many frame/photo stores have this service, and you can then take the art with you to the next home. Same for old marks on the wall to measure your childrens' height, or special events that have been memorialized by crayons. Photo it, canvas it, and frame it like new! Happy home selling! For more information on selling your Albuquerque home , call me today! 505-750-7549 Linda DeVlieg, Associate Broker www.RealEstateInABQ.com Linda@RealEstateInABQ.com

Ever wanted easy care, low maintenance, but you don't want an 'attached' home?  A zero lot line/patio home might just be the ticket! These homes are built on small lots, often with common areas, but your area of responsibility for yard care is at the minimum!  Sometimes enough room for a raised bed or container garden, but simple enough that you save on water use and landscaping maintenance! A perfect "second home" in Albuquerque! Check out these possibilities and call or email me to set up your consultation today! PATIO HOMES IN ALBUQUERQUE Linda DeVlieg, Associate Broker COLDWELL BANKER LEGACY 10400 Academy NE Suite 100 Albuuquerque, New Mexico  87111 505-440-7200 505-293-3700 (front desk)

FIND ALL HOMES FOR SALE in 87111 In the Far Northeast Heights of Albuquerque, this is a popular area for the views, the shopping, the clear blue sky. Come visit us in 87111   Call Linda today for some great real estate advice ! 505-440-7200 Linda@RealEstateInABQ.com

Yey, let's hear it for recycling programs now in Albuquerque. I have had my "Blue" can for quite awhile now, was one of the first testing areas. I really enjoy how easy it is now to keep my house free of the clutter of magazines, papers, newspapers, etc - without feeling the guilt of tossing. Now, I can toss with a conscience and my home is much less cluttered. I make it a habit to go through my home office areas once every 3-4 months and really clear out my old files, papers, etc. The Blue containers will handle anything but pizza boxes and glass. I still haul my stuff to the recycling centers for glass, keeping my glass in a paper bag which then, you guessed...gets put back into the Blue container. THE RECYCLING PROJECT ALBUQUERQUE Enjoy your Blue bins and a cleaner house.

Your home is not just inside the walls of the house. The home is the entire living space. Give it what it deserves! You can actually increase your square footage enjoyment by increasing the outdoor living space. Even in the winter! Outdoor living spaces are often neglected areas. Even small patio homes and town homes have extra space that can be utilized. In your Albuquerque home, there is usually at least 10-15 feet of space on at least one side of the home, so let's make it enjoyable! You can use planters to extend your growing areas, and try planting herbs and other usable plantings. Some herbs can grow into winter and can be used for cooking year round. Look for small spaces that can be quiet sitting areas, pull up a chair, use a small fire pit....take a walk around your home and see if there is a secret view that you never knew was there and use that for your quiet space. Outdoor lighting - it's now going solar! Set it and forget it! Solar lighting is n...

"When do I get the Keys?" I hear this every time I have buyers going to closing. Odd thing here in Albuquerque , we still haven't got this process down perfectly. "Closing" refers to when all parties sign the final papers. "Funding" happens when the recording has taken place and all money is released to the parties. The $$'s can't be released until recording has taken place and sometimes that isn't until the next day. So, you may not get keys or 'possession' until the next day. You have set up your movers , your utilities, your insurance...all for that day of closing on the contract. But here you are stuck in your old residence, waiting for that magic 'funding' moment to take place. "But I've talked to the sellers and they are fine with me coming over before then..." Trust me, they aren't. That morning will come and all the casual assumptions you have made about legal possession are incor...

Agents, are you capable of derailing a client's fraudulent intentions? | Inman News In today's market we are starting to see multiple offers and those stressful moments when you, as a buyer, might have to do some serious maneuvering to get the property that you want. But, be careful when approaching these moments! The official RANM forms used in New Mexico could put you at serious risk for losing your earnest money if you do not hold to the obligations in the purchase agreement when it comes to what type of proof of funds or approval letter you submit to the seller, when you have the ability to 'back out' of a purchase should your financing not be approved, and when that notice has to be given. Be sure and consult with a Realtor who goes over the contracts thoroughly before you obligate yourself to a purchase.

Great industrial property, high end warehouse - distribution center. Near world famous Balloon Fiesta Park Contact Linda today for more information

Contact me today to see how I can help you sell or buy your next Albuquerque home !

Patio Shade Ideas Under $300 Not all shady deals are bad. These patio shade projects are each under $300. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®